Selling a house with unpermitted work can challenge homeowners in Metro Detroit. Unpermitted work refers to any renovations, additions, or alterations made to a property without obtaining the necessary permits from local authorities.
Whether it’s a finished basement, an added bathroom, or a modified kitchen, unpermitted work can lead to complications during the selling process. In this comprehensive guide, we will cover everything you need to know about dealing with unpermitted work when selling a house, including how to get a permit after work is done, the consequences of unpermitted residential work, when a permit is required, how to check house permits, how to legalize unpermitted work, the permitting process, and some of the costs you may encounter.
How to Get a Permit After Work Has Been Done
Assess the Situation
The very first step in securing a permit for any work that’s already been completed is to thoroughly assess the scope of that unpermitted work. This means taking a close look at all the alterations, additions, and improvements made without the necessary permits. To get a clear picture of what’s been done, it can be incredibly helpful to bring in a licensed contractor or home inspector for a thorough inspection.
These professionals can identify any unpermitted work and offer valuable insights on how to address it. Once you have a clear understanding of the situation, consider hiring a licensed contractor or architect who can not only assess the unpermitted work but also guide you on how to bring everything up to code. They can assist in preparing the necessary documentation and help you navigate the often-complex permitting process. With their expertise, you’ll be well-equipped to tackle any issues and ensure that your property meets all the required standards!
Contact the Local Building Department
Once you’ve assessed the unpermitted work, it’s essential to reach out to your local building department to discuss your situation. They are the best resource for understanding the specific regulations and requirements in your area. The staff there can provide valuable guidance on the necessary steps to obtain retroactive permits.
Typically, this process involves submitting detailed plans of the completed work, so be prepared to provide comprehensive documentation. You’ll likely need to outline exactly what alterations, additions, or improvements were made, along with any relevant specifications. Additionally, you’ll need to schedule inspections to ensure that everything meets local codes and regulations.
By collaborating with your local building department, you can navigate the permitting process more smoothly and work towards bringing your property into compliance!
Prepare Documentation
To move forward with obtaining permits for any unpermitted work, you’ll need to prepare detailed plans and specifications that accurately represent the completed work. These plans should clearly outline not only what has been done but also include any necessary corrections to ensure everything aligns with current building codes.
Start by gathering all relevant documentation related to the unpermitted work. This should encompass detailed drawings, plans, and specifications that illustrate the modifications made to the property. If you can, locate any original plans or permits that were issued for other parts of the house. Having this context can be incredibly helpful when discussing the project with your local building department, as it shows the historical context of the property and how the changes fit within existing structures.
Taking the time to prepare thorough and precise documentation will help facilitate the permitting process and ensure that your property is compliant with local regulations.
Submit Permit Applications
Once you have all your documentation in order, the next step is to submit your permit applications to the local building department. This application should be comprehensive and include all required documentation, such as detailed plans, specifications, and clear descriptions of the work that has already been completed.
Make sure to double-check that everything is included, as missing documents can delay the approval process. Additionally, be prepared to pay any application fees that may be required at this stage. The fees can vary depending on the scope of the project and your local regulations, so it’s a good idea to inquire about the costs beforehand.
After submission, the building department will review your application and documentation. They may reach out for additional information or clarifications, so stay accessible during this time. Once approved, you’ll receive the necessary permits to ensure that your property complies with all applicable building codes and regulations.
Schedule Inspections
After your permit applications are submitted, the local building department will schedule inspections to ensure that the completed work complies with current building codes. These inspections are a crucial part of the process, as they help verify that everything is safe, functional, and up to standard.
Depending on the extent of the unpermitted work, you may need to undergo multiple inspections. For example, if your project involved significant structural changes or electrical and plumbing work, you might have separate inspections for each of these elements. During these inspections, a licensed inspector will examine the work, check for any code violations, and ensure that everything meets local safety standards.
It’s essential to be prepared for these inspections. Make sure that the area is accessible and that any relevant documentation or plans are available for the inspector’s review. If any issues arise during the inspections, the inspector will provide you with feedback on what needs to be addressed to bring the work up to code. Once all inspections are successfully passed, you will receive final approval for the unpermitted work, allowing you to enjoy peace of mind and compliance with local regulations.
Make Necessary Corrections
If the inspections reveal any code violations or deficiencies, it’s important to take swift action to address these issues and bring your building up to code. Depending on the nature and severity of the violations, you may need to hire licensed contractors to perform the necessary corrections. This step is crucial, as it ensures that the work is completed correctly and meets all safety standards.
Once the corrections have been made, the next step is to schedule follow-up inspections with the building department. These inspections are essential for verifying that the necessary changes have been implemented and that the property now complies with all relevant building codes.
During the follow-up inspections, the inspector will review the specific areas that required correction and assess whether the modifications were properly executed. If everything meets the required standards, you’ll receive the final approval and necessary permits for your work.
Navigating this process can be a bit daunting, but ensuring your home is safe and compliant is well worth the effort. With the right professionals and guidance, you’ll be able to successfully resolve any issues and enjoy your property without the stress of unresolved permitting concerns.
Obtain Final Approval
Once all inspections are successfully passed and any required corrections have been made, the building department will issue a final approval or a certificate of occupancy. This important document serves as confirmation that the work completed on your property complies with local building codes and regulations.
Receiving the certificate of occupancy is a significant milestone in your project. It not only signifies that your home is safe and up to code, but it also protects you from potential legal issues in the future. This document can be essential when selling your home, as it assures potential buyers that all work has been done properly and legally.
With the final approval in hand, you can proceed with confidence, knowing that your property is in compliance and ready for use. Whether you’re planning to move in, rent out, or sell the property, having this documentation provides peace of mind and adds value to your investment.
Get an offer today, sell in a matter of days.
Consequences of Unpermitted Residential Work
Legal and Financial Risks
Unpermitted work can expose homeowners to legal and financial risks. If discovered by local authorities, you may face fines, penalties, and orders to remove or correct the unpermitted work. This can be costly and time-consuming.
Reduced Property Value
Unpermitted work can reduce the market value of your property. Potential buyers may be deterred by the presence of unpermitted work, fearing future legal and financial complications. This can make selling the house at a fair market price difficult.
Difficulty Obtaining Financing
Lenders often require that all work on a property be properly permitted and compliant with building codes. Unpermitted work can make it challenging for buyers to secure financing, further complicating the sale process.
Complications During Home Inspections
Unpermitted work can raise red flags for inspectors during the home inspection process. This can lead to delays, renegotiations, or even the cancellation of the sale if the buyer is unwilling to proceed.
Liability Issues
Homeowners can be held liable for injuries or damages resulting from unpermitted work. This can include structural failures, electrical fires, or plumbing issues that cause water damage. Liability issues can result in costly legal battles.
Increased Insurance Premiums
Insurance companies may charge higher premiums or deny coverage for properties with unpermitted work. This is because unpermitted work is considered higher risk due to the potential for code violations and safety hazards.
When a Permit is Required for Home Repairs
Common Home Repairs Requiring Permits
- Structural Changes: Any changes to a house’s structural components, such as adding or removing walls, require a permit.
- Electrical Work: Installing new electrical wiring, outlets, or circuits requires an electrical permit.
- Plumbing Work: A plumbing permit is required to modify or install new plumbing systems, including water heaters and sewer lines.
- HVAC Systems: Installing or replacing heating, ventilation, and air conditioning systems requires a mechanical permit.
- Additions: Building additions, such as new rooms or extensions, require a building permit.
- Roofing: Major roofing repairs or replacements often require a permit.
- Windows and Doors: A permit is required to install new windows or doors that alter the structure or size of openings.
- Decks and Patios: Constructing or modifying decks, patios, or other exterior structures requires a permit.
Minor Repairs Typically Not Requiring Permits
- Painting and Wallpapering: Cosmetic changes such as painting and wallpapering usually do not require permits.
- Flooring: Installing new flooring, such as carpet, tile, or hardwood, typically does not require a permit.
- Minor Plumbing Repairs: Minor plumbing repairs, such as fixing leaks or replacing faucets, usually do not require permits.
- Landscaping: Basic landscaping and gardening activities typically do not require permits.
How to Check House Permits
Contact the Local Building Department
The easiest way to check if permits have been pulled for work on your house is to contact the local building department. They maintain records of all permits issued for properties within their jurisdiction.
Use Online Permit Databases
Many municipalities offer online databases where you can search for permits by property address. These databases provide information on issued permits, including the type of work, status, and inspection results.
Review Property Records
Review property records, including title reports and previous sale documents, to identify any mentions of permitted work. These records can provide insights into past renovations and improvements.
Hire a Professional Inspector
A professional home inspector can identify unpermitted work and verify if the necessary permits were obtained. Inspectors are trained to recognize signs of unpermitted alterations and can provide detailed reports.
The Permitting Process
Determine Permit Requirements
Contacting your local building department is a crucial first step in ensuring that your project complies with regulations. They can provide you with detailed information about the specific permit requirements based on the type and scope of your work. This is important because the requirements can vary significantly depending on factors such as:
- Type of Work: Different types of renovations or constructions—like electrical, plumbing, or structural work—may have different permitting processes.
- Scope of Work: The size and complexity of your project can also influence the requirements. For instance, a simple home repair may have fewer requirements compared to a major addition or remodel.
- Local Regulations: Each municipality may have its own set of rules and regulations, so it’s essential to get the most accurate and current information for your specific location.
By reaching out to the local building department, you can ensure that you’re starting your project on the right foot and avoid any potential legal issues down the line. They can also guide you through the process, helping you understand what documentation you’ll need to provide and any fees associated with the permitting process.
Prepare Permit Applications
When preparing your permit applications, it’s essential to be thorough and organized to facilitate the approval process. Here are some steps to ensure you include all necessary documentation:
1. Detailed Plans and Specifications
- Blueprints: Create clear, detailed blueprints that show the layout of the proposed work. This includes dimensions, locations of walls, doors, windows, and any other structural elements.
- Engineering Drawings: If your project involves structural changes, include engineering drawings that illustrate how the modifications will impact the building’s integrity.
- Material Specifications: List the materials you plan to use, including types, grades, and any specific standards they meet.
2. Project Description
- Provide a concise description of the project, outlining what work will be done and its purpose.
- Mention how the project complies with zoning laws and building codes.
3. Site Plan
- Include a site plan that shows the property boundaries, existing structures, and the proposed work’s location.
- If applicable, indicate any easements, setbacks, or right-of-way considerations.
4. Supporting Documentation
- Previous Permits: Attach any previously issued permits that relate to your project.
- Surveys: If available, include property surveys that detail the land’s topography and existing conditions.
- Photographs: Add photographs of the current site to provide context.
5. Application Form
- Complete the local building department’s permit application form. Ensure all fields are filled out accurately.
- Verify that you are using the most current version of the application form, as requirements can change.
6. Fees
- Prepare to include any required application fees. Check the local building department’s website or contact them directly for the fee schedule.
7. Signature and Date
- Don’t forget to sign and date your application where required.
8. Submission
- Compile all documents neatly and submit them to the local building department as per their instructions. Some departments may allow electronic submissions, while others may require in-person visits.
By meticulously preparing your permit applications and ensuring all necessary documentation is included, you increase the likelihood of a smooth approval process, ultimately saving time and reducing potential complications down the road.
Submit Applications and Pay Fees
Submitting your permit applications accurately and keeping good records are crucial steps in the permitting process. Here’s a guide on how to effectively submit your applications and manage your documentation:
Submitting Your Permit Applications
- Double-Check Documentation:
- Before submission, review all your documents to ensure they are complete and accurate. Check that all necessary signatures are present.
- Choose the Submission Method:
- In-Person Submission: If submitting in person, bring multiple copies of your application and supporting documents. This allows you to provide copies for the building department and keep one for your records.
- Online Submission: If your local building department offers online submission, follow their guidelines to upload all required documents. Ensure you receive confirmation of submission.
- Pay the Required Fees:
- Fees can usually be paid by check, cash, or credit card, depending on the building department’s policies. Confirm the accepted payment methods.
- Keep the receipt of payment as proof.
- Obtain a Receipt or Confirmation:
- Request a receipt or confirmation of your application submission, especially if submitting online. This can serve as proof that you have submitted your application on time.
- Keep Copies for Your Records:
- Make copies of everything you submit, including the application form, plans, specifications, and any supporting documents.
- Store these copies in a safe and organized place, such as a dedicated folder or digital file, for future reference.
- Follow Up:
- After a few days, consider following up with the building department to ensure your application is being processed and to inquire about the estimated timeline for approval or any required inspections.
Maintaining Your Records
- Create a Project Folder:
- Organize all documents related to your project in a dedicated folder. This should include your permit applications, plans, correspondence with the building department, and receipts.
- Document Changes:
- If any changes occur during the permitting process (such as amendments to your plans), make sure to document these changes and keep track of any additional submissions or fees.
By submitting your permit applications carefully and maintaining thorough records, you can streamline the process and stay informed about the status of your project.
Schedule Inspections
Once the permits are issued, schedule inspections at various stages of the project to ensure compliance with building codes. Inspections may be required before, during, and after the work is completed.
Make Necessary Corrections
If the inspections reveal any deficiencies, make the necessary corrections to bring the work up to code. Schedule follow-up inspections as needed.
Obtain Final Approval
After all inspections are passed and corrections are made, obtain final approval from the building department. This will ensure that the work is compliant with local building codes and regulations.
Associated Costs
Permit Application Fees
Permit application fees vary based on the type and scope of work. Typical fees range from $50 to $2,000 or more.
Inspection Fees
Inspection fees are often included in the permit application fees, but additional fees may apply for follow-up inspections. Typical fees range from $100 to $500 per inspection. Because of this, it’s important to get the work done right the first time.
Correction Costs
The costs of correcting code violations or deficiencies vary based on the nature of the work. Hiring licensed contractors to make necessary repairs can cost anywhere from a few hundred to several thousand dollars.
Penalties and Fines
If local authorities discover unpermitted work, you may face penalties and fines. These can range from a few hundred to several thousand dollars, depending on the severity of the violations.
Professional Fees
Hiring professionals such as contractors, architects, or inspectors to assist with the permitting process can add to the overall costs. Typical fees vary based on the scope of the project and the professionals involved.
How Metro Detroit Homebuyer Can Help
At Metro Detroit Homebuyer, we understand that dealing with unpermitted work can be overwhelming and expensive. As real estate investors, we specialize in purchasing properties as-is, meaning you don’t need to worry about obtaining permits or making repairs. Here’s how we can assist:
- Quick and Fair Offers: We provide fast and competitive offers, allowing you to sell your property without delay.
- No Permitting Hassles: We buy houses in any condition, so you don’t need to navigate the complex permitting process or make costly corrections.
- Streamlined Process: Our straightforward buying process ensures a smooth and stress-free transaction.
By choosing Metro Detroit Homebuyer, you can avoid the complications and expenses associated with unpermitted work, making it easier to sell your house quickly and efficiently.
Selling a house with unpermitted work involves navigating a complex and often costly process. From obtaining permits after the work is done to dealing with potential consequences, it’s essential to understand the steps involved and the associated costs. However, if you prefer a hassle-free solution, Metro Detroit Homebuyer offers a convenient option by purchasing properties as-is. Contact us today to learn more about how we can help you sell your house without the stress and financial burden of dealing with unpermitted work. (313) 246-4551